What is the natural hazard excess?

This excess applies to some items or property that have been damaged by a natural hazard but aren't covered by Natural Hazards Commission Toka Tū Ake (NHC). For example, driveways, fences and swimming pools aren’t covered by the NHC but are generally covered under your Home Insurance policy, subject to policy conditions and exclusions.

This provides general information only and is not intended to be a recommendation or personalised financial advice. Excesses, terms, conditions, limits and exclusions apply to AA Insurance Limited’s policies. Please check the policy wording and your schedule for details of cover. The provision of cover is subject to the underwriting criteria that apply at the time.

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