Which asset insurance is right for your business?
Business Contents and Stock Insurance
Our Business Contents and Stock Insurance covers your work possessions and stock that are normally kept at your business premises. This doesn’t include items that are usually taken with you offsite that is intended for use as a portable item.
Recommended for:
Hairdressers
Retailers
Cafes
Portable Contents and Stock Insurance
Do you travel around with business equipment like laptops, tools and stock? Our Portable Contents and Stock Insurance covers your business materials against loss or damage when you’re away from the base of your operations, wherever you are in New Zealand.
Recommended for:
Food trucks
Electricians
Cleaners
Additional cover
Natural disaster
You can choose to extend your cover to include damage to your business contents and stock and your portable contents and stock caused by natural disaster.
Equipment Breakdown Insurance
You’ll be covered for immediate repair or replacement of refrigeration machinery up to the value of $5,000.
Deterioration of Stock Insurance
If your chilled or frozen stock is damaged due to accidental stoppage, malfunction or damage to a refrigeration unit, we’ll pay up to $2,000 for all goods in one unit and up to a total of $5,000 during the period of your insurance policy.
Employee Theft Insurance
If an employee violates your trust by stealing money or goods belonging to your business, we’ll get you back on track.
Back in Business Insurance
This covers you for situations when accidental damage prevents your business from operating. To be able to claim under Back in Business Insurance, the damaged property at the premises must be insured under our Business Contents and Stock or Portable Contents and Stock Insurance.
More reasons to choose us
Personal Claim Manager
New Zealand call centre
Cancel your policy any time
Policy Document
This page is only a summary of key benefits, and application for cover is subject to underwriting acceptance. For full details, exclusions and limitations, please read the policy document.
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Why Choose AA Small Business Insurance ?
Individuality
Every business has unique needs and risks; what works for one may be a bad fit for another. AA Small Business Insurance lets you find your insurance sweet spot.
Transparency
We believe you have the right to know everything about your own cover. That’s why we’re upfront, honest, and won’t try to sell you a policy you don’t need.
Flexibility
Our packages change to fit your business — not the other way around. Customise your policy and update it as your needs change.