Like many things in life, what constitutes a classic can be subjective. Unlike an antique, it’s not always related to age or indeed monetary value. When it comes to cars it’s often comparable to what makes a classic song; it's how it makes you feel, the emotional value.
At AA insurance, we consider a classic car to be someone’s pride and joy, their Sunday drive car. It’s not used every day to drive into work, drop the kids off at school or pick up the groceries.
It’s more likely to be one of the family and loved almost as much. But there are always a few nuances, so here’s a rough guide to the types of classics we insure.
Classic cars are usually older vehicles with historical interest that makes them collectible and worth preserving. The intention of our Classic Vehicle Policy is to offer cover for cars and vans that are only occasionally driven and well looked after.
Some more modern models - like those manufactured after the year 2000 - may also be considered a classic. Your vehicle may qualify if it meets all the criteria, you’re a member of a vehicle club and the vehicle isn’t mass produced. We consider each vehicle on its own merit, including how the owner uses it.
At AA Insurance, we offer two levels of cover for classic cars:
Comprehensive: we’ll cover damage to your classic vehicle as well as any damage you might cause to someone else’s car or property.
Storage and Restoration: our second option is cover for your vehicle while it’s in storage, being restored, or transported by another vehicle. This type of cover is limited to these specific circumstances.
You can find out more about our Classic Vehicle Insurance on our website and in our policy document. If you think your vehicle might classify as a classic or want to find out more, get in touch with one of our team.
Any questions?
Now’s a great time to review your insurance. We recommend checking your details are up to date and ensuring the policy and cover you’ve chosen is right for you and your insurance needs.
If you have any questions about your insurance, need to update your AA Insurance policies or would like a quote, don’t hesitate to contact us. We’re open from 8am to 8pm weekdays and from 8am to 6pm weekends and public holidays.
This blog provides general information only and is not intended to be a recommendation or personalised financial advice. Excesses, terms, conditions, limits and exclusions apply to AA Insurance Limited’s policies. Please check the policy wording for details of cover. The provision of cover is subject to the underwriting criteria that apply at the time.
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