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Home Insurance

Home Insurance

I’ve invested heavily to make my property more resilient to storms and/or flooding, will my home insurance premium be adjusted to account for this?I’ve never had a flood or earthquake, why are you charging me for it?Why is my neighbour’s home insurance premium less than mine?Where can I find information about the natural hazard risk associated with my home?Does my policy cover off-grid power sources? Does my home policy cover me for damage caused by pests? Does my policy cover landscaping costs?Can I include excess-free glass cover on my policy? Can I insure a multi-unit dwelling?What is a multi-unit dwelling?Why has my home sum insured increased on my renewal schedule?Does my home insurance policy cover solar panels?Can I set up a home insurance policy for my apartment?What’s a home sum insured amount?Does my home policy cover damage caused by trees?Are fences covered by my home policy?Does my policy include cover for temporary accommodation if I can’t live in my home following an event?How do I get NHCover?Do you cover the repair of areas in the home that weren't damaged in an event to create a match?How does Natural Hazards Cover (NHCover) work?What happens if I don't take 'reasonable steps' to determine my home sum insured?Why can't AA Insurance work out my home sum insured for me?Do I need to check and revise the home sum insured on my renewal notice?How do I calculate my home sum insured?Why is replacement cover only offered to non-natural hazard events that impact my home?Why is AA Insurance offering replacement cover on my home?Is my home sum insured still important if it's not used for all claims?Will I still get replacement cover if I've given a low home sum insured?What is the Cordell Sum Sure calculator?Can I insure my sleepout?I’m re-roofing my home, is this covered under my home policy?Are my house keys covered by my home policy?Am I required to have my chimney swept regularly? How can I reduce my home/landlord insurance premium?I'm renovating my home, am I covered?Do you cover homes that are used for Airbnb or Bookabach?Is my home covered for earthquakes and other natural hazards?Do I need to tell you if my home is unoccupied?What is risk-based pricing?What if I don't want my home to be insured for earthquake damages?How is my home insurance premium calculated?What does replacement cover mean for my home?What reasonable steps do I need to take to ensure I get replacement cover on my home insurance?Do you cover tiny homes or relocatable homes?How can I get replacement cover included in my Home or Landlord policy?What is the NHC?How can I find out how much to insure my home for?